Paying your tuition fees, utility bills or receiving a scholarship needs a bank account. Since using your home country bank account in Japan might incur transactional charges or currency conversion charges, it is more convenient to open a Japanese bank account.
For opening a bank accout, please note that some Japanese banks do not allow foreign residents to open a savings account until living in Japan for 6 months or longer.
As opening a bank account at a counter may take hours because it's busy, we recommend that you use the "Yucho Tetsuzuki App" to open an account.
This is a non-passbook-type general account. You can make remittances, account activity statement inquiries, and perform other transactions using your cash card and via the Japan Post Bank Direct Plus system.
You can open an account using the app without visiting a post office. It takes approximately two weeks to open an account.
You need a smartphone that can download Japanese apps, an email address available in Japan and Student ID Card, also need to have a Japanese keyboard available on your smartphone for the application procedure.
At the Nagoya University Post office
Reservations required by phone (Tel: 052-781-4300)
All application procedure only available in Japanese (If you are not fluent in Japanese, you must bring an interpreter.)
What to bring:
To open a bank accout at any other banks in Japan, you need comfirm what you need to prepare in advance and bring a interpreter with you.
Advanced reservation might be required.
Based on the Foreign Exchange and Foreign Trade Law, international students are considered as "non-resident" persons by banks and other financial institutions in Japan for the first 6 months upon arrival in Japan. The "non-resident" persons have some restrictions on part of transactions such as making remittance. For example, even if you try to transfer your money from your bank account in Japan in Japanese Yen to another Japanese account, much higher transaction fee may be charged than "resident" persons as it is regarded as international bank transfer.
After the first 6 months, international students in Japan can apply for changing the status from "non-resident" to "resident". To do so, please visit your local bank branch office.
For more information on domestic transfer by "non-resident" persons, please check at the websites provided by each bank and financial institution.
▶ Japan Post Bank
▶ MUFG Bank
According to laws and regulations, registration of "My Number (individual number)" is required for international money transfer.
To apply for overseas remittance, the following items are generally required, so please check what you have to prepare on the bank's website in advance and proceed the application at a branch that handles overseas remittance.
▶ Japan Post Bank
▶ MUFG Bank (only available in Japanese)
When you receive money from overseas, please also register your My Number (individual number) with the bank.